Original creditor

Place portfolios with policy and compliance on the same desk.

Utilities, healthcare, fintech, and retail credit — batch intake, reporting, and mini-Miranda–aware outreach without a garage-SMB tone. One chrome; creditor ACL wakes Desk Lead, Closer, Compliance, Disputes, and QA.

Recover / Use / Keep — Recover on portfolios · Use for API/Brain · Keep for retention — same Recover/Use/Keep; no mandatory monthly.

Org-scoped placementsSeat roles and policy templates. No debt-buyer transfer tools unless you enable them.
Agency in a BoxSame desk shell as every monetized portal — agents that fit creditor work wake by default.
No mandatory monthlyStart on Recover/Use/Keep. Desk monthly stays a future comfort toggle only.

Home Agency Debt buyer Pricing